Thinking about paying off your mortgage before retirement? You might be making a costly mistake.

Most financial advisors will tell you to either pay off your home completely or keep your traditional mortgage. But there's a third option almost nobody talks about – and it could save you tens of thousands while keeping your money accessible.

In this video, I break down three different approaches to managing your mortgage in retirement:

✓ Why paying off your home early might cost you over $100,000

✓ The hidden danger of tying up all your equity (hint: emergency expenses)

✓ How the WealthBuilder strategy lets you pay off your home in under 7 years while maintaining full liquidity

I walk through a real example of a couple in their early 60s who saved $49,000 in interest and paid off their home 12 years faster – using a HELOC with a HIGHER interest rate than their mortgage. Yes, you read that right.

The key? Understanding your household blended interest rate and how strategic cash flow management beats chasing the lowest rate every single time.

Watch the complete video below to discover which strategy makes sense for your retirement – because strategy beats rate, always.

#ronsiegelradio #retirementplanning #mortgagestrategy #wealthbuilder #strategicdebtmanagement